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Is this a loan?
No, a debt consolidation program is not a loan. Borrowing money to pay back borrowed money is economic suicide. You are still paying your own bills. Our servicing center will:
Set up and establish a new payment plan with your creditor(s) that suspends your original terms in favor of a plan that will help you get out of debt by lowering or eliminating your original interest rates.
Handle creditor and collection agency phone calls after you have joined our debt consolidation program.
Consolidate your bills into one monthly payment.
What kind of debts qualify for your program?
If a debt management plan fits for you personally, only unsecured debts will be able to be included. An unsecured debt is an account or monies owed that has no tangible property or product attached to it. Examples: Credit Cards, Medical Bills, Store Cards, Installment Loans, etc.
Who qualifies for assistance?
You do not need to own a home, have a certain income level, or level of debt to speak with us. We evaluate each person’s situation individually and discuss those options that would be of benefit. We are not about “power enrolling” or “mega client base” numbers.
If we believe our services are not right for you, we’ll tell you so, and if we know of another forum of assistance that could benefit you, we’ll tell you that too.
How do I get a free consultation?
The best approach is to complete a small inquiry form that will give us only the basics so a counselor can have an interpretation of your situation. He or she will then contact you at your convenience and can give you an estimated new monthly payment quote should you choose to consolidate.
If you have any additional questions please feel free to call us at 888-492-7283 - Monday thru Friday 9:00am to 6:00pm Eastern Standard time.
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Offering nationwide service to consolidate debt and provide credit counseling.
